The increasing real estate prices have made houses beyond the budget for many people; Axis Bank's unsurpassed home loans will put it within reach. Axis Bank home loans with its power-packed features make your dream home a reality. The attractive rate of interest, minimum documentation, door step service and various other striking features made Axis the most preferred bank for Home Loans. Home loan by Axis has been planned to go with every budget and need.
Axis Home Loan caters Salaried, Self-employed businessman & self employed professionals. Axis loans eligibility is determined by various factors such as income, employment status, and tenure and so on. The bank has its own set of parameters to appraisethe applicant. The home loan amount depends on your repayment capability; however it is restricted to a maximum of 80% of the cost of the property (Agreement value + Registration cost) or the cost of construction as applicable.The bank funds for purchase of fresh property (directly from builder) / resale, for construction of houses, home improvement loan, Loan Against Property.
The bank funds a minimum of 1 Lac to a maximum of 50 lacs as home loan. The bank offers attractive rate of interest to make housing loan affordable to everyone’s pocket every month. Applicant can make an online application for home loan. Applicants under floating rate of interest can pre-pay their home loan without any pre-payment charges. The maximum permissible loan tenor is 25 yrs. The bank offers basically two types of rate of interest. Applicants need to be very very aware while picking the right option. Applicants can make the EMI payments either through Electronic Clearing Services (ECS), Post dated Cheques (PDCs) or Direct Debit from Axis bank account.
Axis Bank would approve a home loan based on the credit worthiness of the customer. Applicant will not get any unusual consideration for buying property in an approved project if the fundamental eligibility parameters are not met. Even NRIs can obtain home loan for purchasing a ready to move residential property. Axis Bank Home loan assures a satisfactory post-disbursal service.
Highlights
| Interest Rate | 10.75% - 11% |
| Processing Fees | Min. - Rs 0.50%+Service tax |
| Max. | Rs 0% |
| Tenure | 25 Years |
| Amount Funded | 80% |
Fees & Charges
Eligibility Criteria
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| HDFC Bank | 10.75% - 11% |
| Reliance Finance | 11% |
| Dhanalakshmi Bank | 12% |
| Barclays Bank | 11% - 11.25% |
| HSBC | 10.75% - 11% |
| Kotak Mahindra Bank | 11.25% - 11.50% |
| DHFL | 11.25% - 11.50% |
| Indiabulls | 10.50%- 11.25% |
| First Blue | 10.50% - 11.75% |
| Citi Bank | 10.50% - 11% |
| Standard Chartered Bank | 10.75% - 11% |
| Axis Bank | 10.75% - 11% |
| ICICI Bank | 10.50% - 11.75% |
| Deutsche Bank | 10.75% - 11% |
| T & C apply* | Know More |
