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DHFL Home Loan Processing Fee

 

Banks charge certain fees while granting a Home Loan. DHFL Home Loan Processing Fee refers to a non refundable charge that a customer needs to pay while availing a home loan. The percentage levied however varies. In case of salaried individuals (SAL) it is 1% of the loan amount, whereas for Self – employed Professionals / Non Professionals (SEP / SENP) it is charged at 1.5% of the loan amount, plus Service Tax and Cess as applicable.

Processing Fee Home Loan is charged by DHFL to meet the cost incurred by the organization to process the loan. They would send representatives at various stages to conduct certain verifications. These reports play vital role in the loan approval process. At the initial stage bank verifies applicant’s profile.

Once the loan gets approved and the property documents are presented to the bank, the lender would conduct a legal and technical verification of the property to ensure that the property is clear and marketable. Therefore, it is obvious that the lender shell out a lot of money to complete the entire loan process.



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Home Loan Interest Rates

HDFC Bank 10.75% - 11%
Reliance Finance 11%
Dhanalakshmi Bank 12%
Barclays Bank 11% - 11.25%
HSBC 10.75% - 11%
Kotak Mahindra Bank 11.25% - 11.50%
DHFL 11.25% - 11.50%
Indiabulls 10.50%- 11.25%
First Blue 10.50% - 11.75%
Citi Bank 10.50% - 11%
Standard Chartered Bank 10.75% - 11%
Axis Bank 10.75% - 11%
ICICI Bank 10.50% - 11.75%
Deutsche Bank 10.75% - 11%
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